For creating a ripped Paper Effect, first, you will need a silhouette image on a white Background. silhouette and the background should be on the same layer – make a contrast between Black and White to create the ripped Paper Effect.
Go to Filter – Filter Gallery. You can choose different Filters that will add effects to your image. In this case, add some distortion, so click on ‘distort – glass’ enter the settings you want to distort your image. In the example, Use the ‘canvas’ Texture and duplicate the Glass Filter for more distortion.
use the Spatter Filter to add more detail under ‘brush strokes’. This will make an even line look like ripped paper.